Contractor general liability with no prior insurance or a coverage lapse
Prepare a contractor GL submission for a new venture, an established uninsured business or a coverage lapse, with three practical scenarios and checklists.
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Insurance for Construction & contractors
GCs, subs and specialty trades — admitted or E&S. Already appointed? Send us the account. New here? Apply for appointment below.
Why submit
to Nomos.
Initial market-fit response within 30 minutes
We review each submission against current market appetite and provide an initial market-fit response within 30 minutes of receipt. This is an initial review, not a quote or confirmation of coverage.
Broker review before underwriter handoff
Suitable accounts are typically sent to an underwriter within one hour of receipt, after a licensed broker reviews the match and final file. You're kept posted on where it stands, even when the answer is no.
What we
place.
Explore coverage guidance for this class. Nomos reviews each account against current market appetite; available coverage and terms depend on the account and market.
Umbrella & excess liability $5M–$10M towers, lead or buffer layers
Contractors pollution & professional liability (CPL/CPrL) Bundled for design-build and delegated-design trades
Commercial auto Owned, hired, non-owned, plus excess auto
Workers' compensation Admitted market
A wholesaler that works
the whole market.
Market fit reviewed in-house
We review each submission against current market appetite. Account-specific fit needs broker confirmation before underwriter handoff.
Every hour risks the client
Suitable accounts move to an underwriter after a licensed broker reviews the match and final file. Carrier response and quote timing depend on the account and market.
Just send the file
No upfront appointment required. Send the file you have and we’ll let you know what it needs next.
Who this is
built for.
General contractors and construction managers
Specialty trades — roofing, framing, electrical, HVAC, plumbing, concrete
Residential and light commercial builders
Site developers, excavation and earthwork contractors
More to help place
this account.
Can you get an E&S insurance quote without loss runs?
What retail agents can send when loss runs are missing, a business is new or prior operations were uninsured, and which questions remain with the market.
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How to compare E&S insurance quotes beyond premium
Compare E&S quotes using an inline worksheet for coverage, exclusions, insurer identity, fees and subjectivities, plus a hypothetical contractor GL example.
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E&S Placement Stories
See the placement in practice.
Actual accounts, the challenges retail agents brought us, and how Nomos helped place them.
Browse E&S Placement Stories
Want to get appointed right away?
Get appointed.
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Just send
the file.
No upfront appointment required. Send the file you have; we'll let you know within 30 minutes if it's something we can help with.
Sending it elsewhere too? BCC us.