The baseline cover almost every lease, vendor agreement and customer contract requires — placed with the right limits, endorsements and certificate wording.
General liability is the broadest commercial cover for third-party bodily injury and property damage — at your premises, in your operations, from your products and in your advertising. It's the foundation policy almost every commercial buyer carries.
GL is the baseline cover that almost every commercial lease, vendor agreement and customer contract demands. We bind to the exact limits and additional-insured language required, and the certificate goes out the same day.
Slip-and-fall, water damage and other third-party bodily injury at your premises is the most common GL loss. If anyone other than your employees can be on site, you need it.
Products-completed operations (a sub-coverage of GL) responds to bodily injury or property damage caused by what you make, sell or do — including after the job is finished or the product is shipped.
GCs, large owners, landlords and enterprise customers all routinely require additional-insured endorsements and waivers of subrogation. We bind to the exact wording — including primary, non-contributory language where needed.
Claims by customers, visitors and the public for injuries arising from your premises, operations or products.
Damage to property owned by others caused by your operations — including damage during the work you perform on a client's site.
Liability arising from products you sell or work you've finished — including claims that surface long after the job is done.
Cover for libel, slander, copyright in advertising and similar claims — and the defence costs to fight them.
Property you're working on or holding is generally excluded — that needs inland marine or a care, custody & control endorsement.
If your advice or service cost a client money but no one was hurt and nothing was damaged, that's professional liability, not GL.
Workers hurt on the job sit with workers' compensation, not GL.
GL with AI endorsements that match the GC and owner contract — including high-hazard trades.
See the pageGL bundled into the BOP, plus the additional-insured wording your landlord requires.
See the pageGL with products-completed operations sized to your product class and distribution model.
See the pageGL for slip-and-fall, water damage and the public-area exposures across the portfolio.
See the pageGL plus abuse and molestation cover for organisations working with the public, minors or volunteers.
See the pageGL plus dedicated abuse and molestation limits — written by carriers that specialise in childcare.
See the pageWe read the certificate request and the underlying contract — and bind to the exact additional-insured, waiver and primary/non-contributory language required.
Standard ACORD 25 certificates and AI-on-record endorsements turned around fast enough to keep project starts and customer onboarding on schedule.
We submit with the trade and class-code detail carriers actually want to see — including the high-hazard trades that admitted markets won't write at all.
HUD's insurance requirements for affordable-housing properties are specific, opinionated, and frequently misread. A clear breakdown of what your schedule needs to show.
Several states tightened dram-shop and host-liability statutes in 2025. Restaurant operators are seeing the underwriting impact at 2026 renewals.
Foundations, federal grantors and city contracts are tightening their insurance asks. Non-profits whose programmes used to clear with $1M GL increasingly need to upsize.
Tell us about your business and any contract you're working against. We'll bind GL with the exact additional-insured wording, limits and certificate format your counterparty requires.