Medical, dental and allied health practices — sized to your specialty and patient volume.
It depends on the specialty, the state and how long you plan to practise. Claims-made is cheaper up front but needs tail cover when you switch carriers or retire. We model both and tell you the real total cost across your career.
Cyber liability covers breach response, notification, regulatory defence (including HHS/OCR) and HIPAA fines where insurable. A standard BOP almost never includes meaningful cyber — it's its own policy.
EPLI defends and indemnifies wage, harassment, wrongful-termination and discrimination claims. For practices with even a handful of staff, it's increasingly a baseline expectation.
Hospital and IPA contracts typically require specified malpractice limits, tail provisions, cyber and additional-insured GL with exact wording. We read the contract and bind to it before you sign.
The areas that matter most for your kind of business — what they do, and the losses they're built to absorb.
Claims-made or occurrence malpractice across your specialty, with tail and prior-acts placed properly so you don't carry an uninsured gap when you switch carriers or retire.
Learn about this coverBreach response, notification, regulatory defence and ransomware cover — written for the specific compliance posture practices and clinics face.
Learn about this coverProperty, GL and business interruption for the practice, plus EPLI for the wage, harassment and discrimination claims that come with a clinical staff.
Learn about this coverStatutory comp for clinical and admin staff, plus owner disability and overhead-expense cover for practices that depend on one or two providers.
Learn about this coverDental, urgent care, allied health, mental health and behavioural health each price differently. We submit to the carriers that actually want your specialty.
Breach cost scales with records, not staff count. We size cyber limits to your actual patient base — not a sticker-shock or sticker-cheap default.
We read hospital, IPA and payer contracts before you sign, and bind to the malpractice, tail and cyber language they actually require.
A few details about what you do, your size and any contract or licensing requirements you're working against.
We compare carriers that price your kind of business well, and bring back real options side by side.
Choose the option that fits, get your certificate, and know exactly what's covered — with us on the line if something happens.
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Most medical malpractice policies were written for in-person care. Telehealth introduces multi-state licensure and standard-of-care questions older forms don't handle.
Tell us about the practice and where you're heading. We'll shop specialty malpractice and cyber markets and bind to whatever your hospital or network contract requires.