Insurance for guard operations.
Coverage for armed and unarmed guard firms, patrol operators and event security companies working under demanding client contracts.
The questions every
owner should ask.
Why do carriers care whether guards are armed?
Armed guards, use-of-force exposure, training, background checks and post orders materially change appetite, pricing and required controls.
Is failure to perform covered under GL?
Not always. Security professional liability or E&O can be needed for allegations that guards failed to prevent theft, assault or loss.
Clients require huge limits. Can we get excess?
Often, but the underlying form, class mix, contracts and loss history need to be clean enough for umbrella and excess markets.
What about patrol vehicles?
Commercial auto and hired/non-owned auto should match whether guards use company cars, personal vehicles or client-site vehicles.
What a good policy
actually covers.
The areas that matter most for your kind of business — what they do, and the losses they're built to absorb.
General liability
Bodily injury, property damage, premises-related claims and contract-required liability for guard operations.
Learn about this coverSecurity professional liability
Failure-to-perform allegations, negligent security claims and service errors tied to guard duties.
Learn about this coverWorkers' compensation
Coverage for guards, supervisors and patrol staff, with armed/unarmed duties classified properly.
Learn about this coverCommercial auto & umbrella
Patrol vehicles, hired/non-owned auto and excess limits for contract-heavy security clients.
Learn about this cover A broker that works
the whole market.
Class mix shown clearly
Armed, unarmed, patrol, event, retail, construction-site and executive protection work are separated for underwriters.
Contracts reviewed before certificates
Client agreements often ask for wording the policy may not provide. We check that before the certificate goes out.
Excess strategy early
Security accounts often need high limits. We structure the underlying policy so excess markets can attach.
From first call
to bound cover.
Tell us about your business
A few details about what you do, your size and any contract or licensing requirements you're working against.
We shop the market
We compare carriers that price your kind of business well, and bring back real options side by side.
Bind with confidence
Choose the option that fits, get your certificate, and know exactly what's covered — with us on the line if something happens.
Who this is
built for.
Security cover
for the actual post.
Tell us your guard mix, client sites and contract limits. We'll place the policy around how your teams actually work.