Insurance for big machines.
Coverage for excavation, grading, land clearing and heavy-equipment businesses with owned machinery, job-site liability and transport risk.
The questions every
owner should ask.
Does auto cover the excavator while it is working?
No. Auto covers vehicles on the road. Heavy equipment usually needs inland marine, contractor's equipment and liability coverage.
What if we damage underground utilities?
Utility strikes can create major liability claims. GL, contractor pollution and contract terms need careful review.
Is rented equipment covered?
Only if rented or leased equipment is included at the right limits. Rental agreements often require specific coverage.
Do we need pollution coverage?
Excavation, fuel, soil disturbance and utility work can create pollution allegations. Contractor pollution may be needed.
What a good policy
actually covers.
The areas that matter most for your kind of business — what they do, and the losses they're built to absorb.
General liability
Job-site injury, property damage, utility strikes and completed operations for heavy-equipment work.
Learn about this coverContractor's equipment
Owned, rented and leased machinery, attachments, tools and equipment in transit or at job sites.
Learn about this coverCommercial auto
Dump trucks, trailers, service trucks, lowboys and vehicles used to move equipment and crews.
Learn about this coverWorkers' comp & pollution
Crew injury, excavation hazards and pollution allegations tied to soil, fuel or environmental incidents.
Learn about this cover A broker that works
the whole market.
Equipment schedule built correctly
We separate owned, leased and rented equipment, including attachments and transport exposure.
Job type explained
Excavation, grading, trenching, demolition, land clearing and utility work are different underwriting stories.
Contracts and rentals reviewed
Rental agreements, GC contracts and project requirements are checked against actual policy wording.
From first call
to bound cover.
Tell us about your business
A few details about what you do, your size and any contract or licensing requirements you're working against.
We shop the market
We compare carriers that price your kind of business well, and bring back real options side by side.
Bind with confidence
Choose the option that fits, get your certificate, and know exactly what's covered — with us on the line if something happens.
Who this is
built for.
Equipment cover
for machines that move.
Tell us what equipment you own, rent and transport. We'll place liability, equipment, auto and comp around the job-site reality.