Insurance for aesthetic medicine.
Coverage for med spas, injectables clinics, laser practices and aesthetic operators where beauty, healthcare and licensing overlap.
The questions every
owner should ask.
Is a beauty salon policy enough for injectables or lasers?
No. Med spas need malpractice or professional liability that specifically contemplates procedures, providers, supervision and treatment risk.
Who needs to be listed on the malpractice policy?
Owners, medical directors, nurses, injectors, aestheticians and independent contractors may need different treatment depending on the form and state rules.
Are burns, scarring or bad outcomes covered?
They can be, but only when the procedure and provider are covered. Exclusions for lasers, injectables or certain devices are common.
Do med spas need cyber insurance?
Yes. Appointment systems, patient intake, payment data and health information create cyber and privacy exposure.
What a good policy
actually covers.
The areas that matter most for your kind of business — what they do, and the losses they're built to absorb.
Professional liability / malpractice
Coverage for treatment allegations, injectables, lasers, body contouring and other aesthetic procedures where scheduled.
Learn about this coverGeneral liability & property
Premises injuries, tenant improvements, treatment rooms, equipment, inventory and business income.
Learn about this coverCyber
Patient information, booking systems, payment data, breach response and ransomware.
Learn about this coverEPLI & workers' compensation
Employment claims and statutory comp for providers, front-desk staff and multi-location teams.
Learn about this cover A broker that works
the whole market.
Procedure list reviewed
We do not rely on vague beauty-class wording. Procedures, devices and providers are checked against the policy.
Provider structure handled
Medical directors, contractors, nurses and aestheticians are mapped clearly so there are fewer surprises at claim time.
Healthcare and retail combined
A med spa is not only a clinic and not only a retail business. We place both sides of the risk.
From first call
to bound cover.
Tell us about your business
A few details about what you do, your size and any contract or licensing requirements you're working against.
We shop the market
We compare carriers that price your kind of business well, and bring back real options side by side.
Bind with confidence
Choose the option that fits, get your certificate, and know exactly what's covered — with us on the line if something happens.
Who this is
built for.
Med spa cover
with the procedures named.
Tell us your services, providers and locations. We'll check the malpractice and business policy around what you actually do.