Insurance for work at height.
Coverage for residential and commercial roofers with height exposure, subcontractors, storm work, vehicles and contract requirements.
The questions every
owner should ask.
Why is roofing so hard to insure?
Falls, hot work, water intrusion, completed operations, storm-chasing concerns and subcontractor controls make roofing a high-hazard contractor class.
Does the policy cover subcontracted work?
Only if the policy permits it and subcontractor controls are met. Certificates, indemnity and additional insured status matter.
Are residential and commercial roofers underwritten differently?
Yes. Residential, commercial, repair, new construction, torch-down and storm work can all change appetite.
What happens if a roof leaks months later?
Completed operations coverage is central for water intrusion and property-damage allegations after the job is complete.
What a good policy
actually covers.
The areas that matter most for your kind of business — what they do, and the losses they're built to absorb.
General liability
Operations and completed-work coverage for roofing claims, property damage, injury and water intrusion allegations.
Learn about this coverWorkers' compensation
Coverage for crews working at height, with payroll and class codes reviewed carefully.
Learn about this coverCommercial auto & inland marine
Trucks, trailers, tools, materials and equipment moving between job sites.
Learn about this coverUmbrella & excess
Higher limits for GC, property manager and project-owner contract requirements.
Learn about this cover A broker that works
the whole market.
Work mix explained
We separate repair, replacement, new construction, commercial, residential, torch and storm work for underwriting.
Subcontractor controls checked
Subcontractor certificates, contracts and risk-transfer requirements are reviewed before they become claim problems.
Contracts supported
GC and property-owner requirements are handled with the right additional insured and waiver wording where available.
From first call
to bound cover.
Tell us about your business
A few details about what you do, your size and any contract or licensing requirements you're working against.
We shop the market
We compare carriers that price your kind of business well, and bring back real options side by side.
Bind with confidence
Choose the option that fits, get your certificate, and know exactly what's covered — with us on the line if something happens.
Who this is
built for.
Roofing cover
for high-hazard work.
Tell us your work mix, crew structure and subcontractor use. We'll go to markets that understand roofing risk.