Insurance for licensed cannabis.
Licensed dispensaries, cultivators, processors and ancillary operators — placed in the specialty cannabis markets.
The questions every
owner should ask.
Most carriers won't quote us at all. Where do you actually place this?
We work with the specialty cannabis markets — the MGAs and programmes that have built dedicated products for licensed operators. You won't get a vanilla BOP from a standard market, but you will get real, market-priced cover.
A consumer is suing over a product. Are we exposed?
Yes — and standard product-liability exclusions on cannabis products mean an off-the-shelf GL won't respond. Cannabis-specific GL and product liability is the line where state regulators and most landlords now require evidence of cover.
Cash on site and no banking — what protects us from theft?
Crime, with cash-on-premises and in-transit limits sized to your actual float, is essential. Dispensaries also need armed-guard endorsements and proper safe-rating language for any meaningful limit.
Our state changed the rules again. How do we stay licensed?
Most state programmes prescribe specific surety bonds, GL limits and additional-insured language. We track the state-by-state rules and refile bonds and certificates whenever the regulations shift.
What a good policy
actually covers.
The areas that matter most for your kind of business — what they do, and the losses they're built to absorb.
GL & product liability
Cannabis-specific GL and product liability written without the standard product exclusions — sized to your sales volume and product mix.
Learn about this coverProperty, crop & stock
Building, equipment, finished goods and crop cover for cultivators — including outdoor, greenhouse and indoor grow exposures.
Learn about this coverCrime, cash-in-transit & D&O
Theft, robbery, cash-on-premises and cash-in-transit cover sized to a banking-restricted environment, plus D&O for boards and investors.
Learn about this coverWorkers' comp, auto & surety
Statutory comp, commercial auto for delivery and transport, and state-specific surety bonds to keep your licence current.
Learn about this cover A broker that works
the whole market.
Specialty cannabis-market access
We work with the MGAs and programmes that have purpose-built cannabis products — the only way to get real, market-priced cover instead of a take-it-or-leave-it indication.
State rules tracked, bonds refiled
Cannabis insurance regulation changes by state and often within the year. We track the rules, refile your bond and reissue certificates whenever the requirements shift.
Vertical, horizontal or ancillary
Cultivators, processors, dispensaries and ancillary businesses all price differently. We submit each one with the operational detail carriers actually want to see.
From first call
to bound cover.
Tell us about your business
A few details about what you do, your size and any contract or licensing requirements you're working against.
We shop the market
We compare carriers that price your kind of business well, and bring back real options side by side.
Bind with confidence
Choose the option that fits, get your certificate, and know exactly what's covered — with us on the line if something happens.
Who this is
built for.
Cannabis cover
placed properly.
Tell us about your licence, your state and how you operate. We'll go to the specialty cannabis markets and come back with real, market-priced options.