Property, GL and umbrella coverage for HUD, LIHTC and Section 8 portfolios, compared against your current programme.
Carrier exits, property losses, habitational underwriting pressure and broad rate increases have pushed many affordable housing portfolios into worse pricing and tighter terms.
Most portfolios need property, general liability, umbrella or excess, ordinance or law review, lender-compliant certificates and endorsements aligned to financing requirements.
It can if coverage is moved carelessly. We compare forms, limits and endorsement language against existing requirements before recommending a change.
We model the portfolio against the dedicated affordable-housing programme and compare premium, limits and coverage terms against the current placement.
Affordable housing portfolios need coverage that fits the asset class and satisfies the financing stack.
Building, business income, equipment and property cover reviewed around portfolio values and lender requirements.
Premises liability and operating exposure for affordable, subsidized and workforce housing assets.
Additional limits structured over primary policies to satisfy lenders, owners and portfolio risk requirements.
Coverage forms, limits and certificates reviewed against documentation requirements before transition.
Nomos can access an affordable-housing programme built for HUD, LIHTC, Section 8 and related portfolios.
We compare current premium, limits, forms and requirements against programme pricing and terms.
We use existing SOVs, loss runs and schedules to assemble a cleaner submission with less repeated data entry.
Share property count, unit count, renewal date and any available SOV or loss information.
We compare the dedicated affordable-housing market against your current structure.
If there is a clear win, we review requirements, certificates and timing before moving coverage.
Coverage across property, GL, professional liability, cyber, workers' compensation and more.
Learn moreCyber and crime cover for contractors, MSPs, professional services and property-adjacent businesses.
Learn moreMeet the team and review licensing information for Nomos Insurance Solutions.
Learn moreHUD's insurance requirements for affordable-housing properties are specific, opinionated, and frequently misread. A clear breakdown of what your schedule needs to show.
Standard carriers have largely exited the affordable-housing property market. Here's where the specialty programmes are pricing in 2026 and what changed since 2024.
Investor and state-housing-agency LIHTC compliance reviews flag insurance gaps that operators routinely miss. Here's what auditors actually pull and where they find issues.
Send us a few details and we'll model your portfolio through the affordable-housing programme against your current placement.